:root{
  --navy:#0b2636;
  --blue:#0b3f5f;
  --teal:#16a085;
  --mint:#e9f7f4;
  --sky:#eef4fb;
  --ink:#18232c;
  --muted:#5d6d7a;
  --line:#dce7ee;
  --soft:#f7fafc;
  --warn:#8a5a00;
  --danger:#a33434;
  --white:#fff;
  --radius:22px;
  --shadow:0 18px 45px rgba(11,38,54,.12);
  --small-shadow:0 8px 24px rgba(11,38,54,.08);
  --max:1180px;
}
*{box-sizing:border-box}
html{scroll-behavior:smooth}
body{margin:0;font-family:Inter,ui-sans-serif,system-ui,-apple-system,BlinkMacSystemFont,"Segoe UI",Roboto,Arial,sans-serif;color:var(--ink);background:#fff;line-height:1.55}
a{color:var(--blue);text-decoration:none}a:hover{text-decoration:underline}
img,svg{max-width:100%;height:auto}
.skip{position:absolute;left:-999px;top:auto;width:1px;height:1px;overflow:hidden}.skip:focus{left:16px;top:16px;width:auto;height:auto;background:#fff;padding:10px 14px;border-radius:10px;z-index:9999;box-shadow:var(--small-shadow)}
.topbar{background:var(--navy);color:#d5edf2;font-size:.86rem}.topbar .wrap{max-width:var(--max);margin:auto;display:flex;gap:18px;justify-content:space-between;align-items:center;padding:9px 20px}.topbar a{color:#fff;font-weight:650}
.header{position:sticky;top:0;background:rgba(255,255,255,.94);backdrop-filter:saturate(180%) blur(14px);border-bottom:1px solid var(--line);z-index:1000}.header .wrap{max-width:var(--max);margin:auto;display:flex;align-items:center;justify-content:space-between;padding:13px 20px;gap:22px}.brand{display:flex;align-items:center;gap:12px}.brand img{width:178px}.nav{display:flex;align-items:center;gap:4px;flex-wrap:wrap}.nav a{color:#233644;font-weight:700;font-size:.94rem;padding:10px 11px;border-radius:999px}.nav a:hover,.nav a.active{background:var(--mint);text-decoration:none;color:var(--blue)}.nav .cta{background:var(--blue);color:#fff}.nav .cta:hover{background:var(--teal);color:#fff}.menu-toggle{display:none;border:1px solid var(--line);background:#fff;border-radius:12px;padding:9px 12px;font-weight:800;color:var(--navy)}
main{min-height:70vh}.container{max-width:var(--max);margin:auto;padding:0 20px}.hero{overflow:hidden;background:linear-gradient(140deg,#f8fbfd 0%,#eef7f5 58%,#f9fbff 100%);border-bottom:1px solid var(--line)}.hero .grid{max-width:var(--max);margin:auto;display:grid;grid-template-columns:1.03fr .97fr;gap:42px;padding:64px 20px 56px;align-items:center}.eyebrow{display:inline-flex;gap:8px;align-items:center;background:#fff;border:1px solid var(--line);box-shadow:var(--small-shadow);border-radius:999px;padding:7px 12px;color:var(--blue);font-weight:800;font-size:.88rem}.eyebrow::before{content:"";width:9px;height:9px;border-radius:50%;background:var(--teal);display:inline-block}.hero h1,.page-hero h1{font-size:clamp(2.35rem,5vw,4.8rem);line-height:.96;margin:22px 0;color:var(--navy);letter-spacing:-.055em}.lead{font-size:1.2rem;color:#344b59;max-width:760px}.hero-actions{display:flex;gap:12px;flex-wrap:wrap;margin:28px 0}.button{display:inline-flex;align-items:center;justify-content:center;gap:9px;border-radius:999px;padding:13px 18px;font-weight:850;border:1px solid transparent;box-shadow:var(--small-shadow);text-decoration:none}.button:hover{text-decoration:none}.primary{background:var(--blue);color:#fff}.primary:hover{background:var(--teal);color:#fff}.secondary{background:#fff;color:var(--blue);border-color:var(--line)}.secondary:hover{border-color:#b9ccd6;background:#f8fcfd}.ghost{box-shadow:none;background:transparent;border-color:var(--line);color:var(--blue)}.hero-note{font-size:.92rem;color:var(--muted);max-width:640px}.hero-card{background:#fff;border:1px solid var(--line);border-radius:30px;padding:18px;box-shadow:var(--shadow)}.hero-card .panel{background:linear-gradient(180deg,var(--sky),#fff);border-radius:24px;padding:22px}.quick-list{display:grid;gap:12px;margin:22px 0 0}.quick-list div{display:flex;gap:12px;background:#fff;border:1px solid var(--line);padding:13px;border-radius:16px}.check{width:23px;height:23px;flex:0 0 23px;border-radius:50%;background:var(--teal);color:#fff;display:inline-flex;align-items:center;justify-content:center;font-size:.86rem;font-weight:900}.section{padding:64px 0}.section.alt{background:var(--soft);border-top:1px solid var(--line);border-bottom:1px solid var(--line)}.section-head{display:flex;justify-content:space-between;align-items:flex-end;gap:24px;margin-bottom:26px}.section-head h2,.page-section h2{font-size:clamp(1.75rem,3vw,2.8rem);line-height:1.06;letter-spacing:-.035em;margin:0;color:var(--navy)}.section-head p{margin:8px 0 0;color:var(--muted);max-width:730px}.cards{display:grid;grid-template-columns:repeat(3,1fr);gap:18px}.card{background:#fff;border:1px solid var(--line);border-radius:var(--radius);padding:24px;box-shadow:var(--small-shadow)}.card h3{margin:0 0 8px;color:var(--navy);letter-spacing:-.02em}.card p{margin:0;color:#475967}.card ul{padding-left:19px;margin:12px 0 0;color:#475967}.card .tag{display:inline-flex;margin-bottom:14px;background:var(--mint);color:var(--blue);font-weight:850;border-radius:999px;padding:4px 10px;font-size:.81rem}.metric{font-size:2.3rem;line-height:1;font-weight:900;color:var(--blue);letter-spacing:-.06em;margin-bottom:8px}.grid-2{display:grid;grid-template-columns:1fr 1fr;gap:22px}.grid-4{display:grid;grid-template-columns:repeat(4,1fr);gap:16px}.feature{background:linear-gradient(180deg,#fff,#f8fcfd);border:1px solid var(--line);border-radius:var(--radius);padding:20px}.feature strong{color:var(--navy)}.banner{background:var(--navy);color:#fff;border-radius:30px;padding:34px;display:grid;grid-template-columns:1.2fr .8fr;align-items:center;gap:24px}.banner h2{margin:0 0 10px;font-size:2.1rem;line-height:1.05;letter-spacing:-.035em}.banner p{color:#d7e8ef;margin:0}.banner .button{background:#fff;color:var(--blue)}.kicker{font-size:.8rem;font-weight:900;text-transform:uppercase;letter-spacing:.11em;color:var(--teal);margin-bottom:10px}.page-hero{background:linear-gradient(140deg,#f8fbfd,#eef7f5);border-bottom:1px solid var(--line)}.page-hero .container{padding-top:56px;padding-bottom:46px}.breadcrumbs{font-size:.88rem;color:var(--muted);margin-bottom:18px}.breadcrumbs a{color:var(--muted);font-weight:700}.page-grid{display:grid;grid-template-columns:minmax(0,1fr) 308px;gap:34px}.toc{position:sticky;top:104px;align-self:start;background:#fff;border:1px solid var(--line);border-radius:var(--radius);padding:18px;box-shadow:var(--small-shadow)}.toc h2{font-size:1rem;margin:0 0 10px;color:var(--navy)}.toc a{display:block;padding:8px 0;color:#405461;font-weight:700;border-bottom:1px solid #edf2f5}.toc a:last-child{border-bottom:0}.page-section{padding:22px 0}.page-section p{color:#435666}.notice{border-left:5px solid var(--teal);background:#effaf7;padding:18px 20px;border-radius:16px;margin:22px 0;color:#233b42}.warning{border-left-color:var(--warn);background:#fff7e6}.danger{border-left-color:var(--danger);background:#fff1f1}.table-wrap{overflow:auto;border:1px solid var(--line);border-radius:18px;background:#fff;box-shadow:var(--small-shadow)}table{width:100%;border-collapse:collapse;background:#fff}th,td{text-align:left;padding:14px 15px;border-bottom:1px solid var(--line);vertical-align:top}th{background:#f1f7fa;color:var(--navy);font-size:.9rem}tr:last-child td{border-bottom:0}.steps{counter-reset:step;display:grid;gap:14px}.step{display:grid;grid-template-columns:48px 1fr;gap:14px;background:#fff;border:1px solid var(--line);border-radius:18px;padding:17px}.step::before{counter-increment:step;content:counter(step);width:42px;height:42px;border-radius:50%;display:flex;align-items:center;justify-content:center;background:var(--blue);color:#fff;font-weight:900}.resource-grid{display:grid;grid-template-columns:repeat(2,1fr);gap:18px}.resource{display:flex;gap:18px;align-items:flex-start;background:#fff;border:1px solid var(--line);border-radius:20px;padding:20px;box-shadow:var(--small-shadow)}.resource .icon{width:50px;height:50px;border-radius:16px;background:var(--mint);display:flex;align-items:center;justify-content:center;color:var(--blue);font-weight:900}.filters{display:flex;flex-wrap:wrap;gap:10px;margin:0 0 22px}.filter{border:1px solid var(--line);background:#fff;border-radius:999px;padding:9px 12px;font-weight:800;color:var(--blue);cursor:pointer}.filter.active{background:var(--blue);color:#fff;border-color:var(--blue)}.searchbox{display:flex;gap:10px;margin:24px 0;background:#fff;border:1px solid var(--line);border-radius:999px;padding:8px 10px;box-shadow:var(--small-shadow);max-width:680px}.searchbox input{border:0;outline:0;flex:1;padding:10px 12px;font-size:1rem;background:transparent}.searchbox button{border:0;background:var(--blue);color:#fff;border-radius:999px;padding:9px 14px;font-weight:850;cursor:pointer}.form{background:#fff;border:1px solid var(--line);border-radius:var(--radius);padding:24px;box-shadow:var(--small-shadow)}.field{display:grid;gap:7px;margin-bottom:15px}.field label{font-weight:800;color:var(--navy)}.field input,.field textarea,.field select{border:1px solid #cfdde5;border-radius:14px;padding:12px 13px;font:inherit;background:#fff}.field textarea{min-height:120px;resize:vertical}.fine{font-size:.88rem;color:var(--muted)}.footer{background:var(--navy);color:#d7e8ef;margin-top:0}.footer .wrap{max-width:var(--max);margin:auto;padding:44px 20px;display:grid;grid-template-columns:1.3fr repeat(3,1fr);gap:28px}.footer h2,.footer h3{color:#fff;margin-top:0}.footer a{display:block;color:#d7e8ef;margin:7px 0}.footer-bottom{border-top:1px solid rgba(255,255,255,.12);padding:16px 20px;max-width:var(--max);margin:auto;color:#b7cbd5;font-size:.9rem;display:flex;justify-content:space-between;gap:20px;flex-wrap:wrap}.pill-row{display:flex;flex-wrap:wrap;gap:9px;margin:18px 0}.pill{background:#eef7f5;color:#0b3f5f;border:1px solid #cde8e1;border-radius:999px;padding:7px 11px;font-weight:800;font-size:.9rem}.status{display:inline-flex;border-radius:999px;padding:4px 10px;font-weight:850;font-size:.78rem}.status.ok{background:#e8f8f2;color:#126846}.status.mid{background:#fff7e6;color:#7a5200}.status.no{background:#fff1f1;color:#8d2d2d}.quote{font-size:1.25rem;color:#263c4a;border-left:5px solid var(--teal);padding-left:18px;margin:24px 0}.print-only{display:none}
@media(max-width:980px){.hero .grid,.page-grid,.banner{grid-template-columns:1fr}.cards,.grid-4{grid-template-columns:repeat(2,1fr)}.toc{position:static}.footer .wrap{grid-template-columns:1fr 1fr}.nav{display:none;position:absolute;left:20px;right:20px;top:86px;background:#fff;border:1px solid var(--line);border-radius:18px;padding:12px;box-shadow:var(--shadow);align-items:stretch}.nav.open{display:grid}.nav a{border-radius:12px}.menu-toggle{display:block}}
@media(max-width:640px){.topbar .wrap{display:block}.hero .grid{padding:42px 20px}.cards,.grid-2,.grid-4,.resource-grid,.footer .wrap{grid-template-columns:1fr}.section{padding:44px 0}.section-head{display:block}.banner{padding:24px}.brand img{width:145px}.searchbox{border-radius:18px;display:grid}.searchbox button{width:100%}.resource{display:block}.resource .icon{margin-bottom:12px}.page-hero .container{padding-top:36px}.hero h1,.page-hero h1{font-size:2.55rem}}
@media print{.header,.topbar,.footer,.hero-actions,.toc,.searchbox,.filters{display:none!important}.print-only{display:block}.page-grid{display:block}body{color:#000}.card,.resource,.table-wrap{box-shadow:none}.page-hero{background:#fff}}